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Research and Consulting
Right Major + Right College = Success!
College Talk Blog
If you have accepted your admission offer...you are not done yet. Not reading and acting on email can lead to the cancellation of your admission acceptance.
If you have accepted your admission offer...you are not done yet. Not reading and acting on email can lead to the cancellation of your admission acceptance.
Blog
Discussing College Price Tags is Kryptonite for Some Families
Posted on March 18, 2019 at 10:26 AM |
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I still say that selecting a college is a whole lot like shopping for a car. In the beginning, there are shiny cars beckoning to us from showrooms. However, when we come down to earth and compare mileage, maintenance and options along with price tag, we agree on a model that meets our needs as opposed to models that are popular. Car buyers and college buyers should really look at price tags early in the decision process. When college buyers don't do that, they take the risk that they will mislead their teen and have them fall in love with the shiniest and most expensive college rather than the one that fits them best. Let's admit that lots of colleges will fit our teen and that choosing the highest cost college with a tendency to award little to no merit money has consequences that can last the rest of our lives. Further, lets set a budget for college costs and let our teens know what it is. That will be a gift that will allow them to know which colleges are within budget and be aware of the ones that should be avoided-unless they are generous with scholarships for which the student qualifies. Even better, it will allow for better family harmony during the process! |
Student Loan Sharks
Posted on August 12, 2016 at 7:33 PM |
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Is it too late for scholarships for fall 2016 freshmen?
Posted on May 28, 2016 at 10:32 AM |
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Student Loan Refi
Posted on March 17, 2016 at 11:00 PM |
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Student Debt Consumer Issues
Posted on July 21, 2015 at 2:55 PM |
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Application strategy and scholarship money
Posted on July 8, 2015 at 9:13 PM |
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Courts Rule in Favor of College Consumer Protection
Posted on June 25, 2015 at 3:41 PM |
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They want how much?
Posted on May 29, 2015 at 12:32 AM |
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Parents of students recently admitted to colleges often experience a sense of panic immediately after their elation about their child's success. The panic is in relation to the amount of money colleges expect them to contribute toward their child's college costs. Parents who have saved money they thought would be sufficient are surprised that they don't have enough to pay the balance owed after scholarships and other forms of financial assistance are applied. Fortunately, most parents are eligible to borrow PLUS loans. PLUS or Parent Loans for Undergraduate Students are federal loans. Unlike federal loans offered to students, parent loans allow parents to borrow the balance due on college costs while undergraduate student loans are limited to $5,500 to $7,500. Students whose parents are not eligible to borrow PLUS loans are permitted to borrow larger amounts each year. When borrowing is necessary, I advise families to consider allowing their child to accept a student loan first because the interest rate is lower and the student does not have to begin repayment until after graduation. Parents can then borrow the difference needed to meet college costs. Parents go into repayment after their PLUS loan is disbursed. However, parents can request a deferment that will allow them to go into repayment later. Interest accrues during deferments. |
Don't forget to request your refund
Posted on April 14, 2014 at 5:00 AM |
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Many colleges warn students as soon as they offer them admission that to get the best housing (or any housing) it is best to pay their enrollment deposit early. Within the same notice encouraging such deposits, students are warned about deadlines for refunds of those deposits should they later decide not to attend. The amount of deposit money at stake could be anywhere from $300 to $700 or higher for each college. The deadline at many institutions to request a refund of housing deposits is often the same deadline to accept offers of admission (May 1). Although most colleges refund housing deposits, some do not. |
College Selection Logic Reversal
Posted on November 23, 2013 at 1:58 AM |
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Are you telling your kid to apply ONLY to public colleges for which they would be classified as in-state students? That seems logical. But is it? Out of state colleges often look for out of state students and offer them tuition discounts and scholarships to encourage them to accept admission offers. Consider allowing your high school senior to apply to public and private colleges from any state. Compare the programs offered, admission offers, financial aid and scholarship offers they receive and decide based on that. The lesson here is that you cannot assume that any category of college will be the best deal until you apply and get a response. |
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